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How Do Solar Panels Affect Your Home Insurance?
October 09, 2025

If you’re an Irish homeowner considering solar for your home, you’ve likely wondered about battery storage, and how it works.
A solar battery stores the excess electricity your solar panels produce so you can make greater use of your own self-generated electricity later, typically at night or during peak-rate periods when household use exceeds production.
Battery storage isn’t for everyone, some households get better value from exporting unused electricity or hot water diversion.
In this article, we will explore how battery storage works, the key components involved, when it makes sense (and when it doesn’t), and the simple checks to help you decide if it’s right for your home.
Think of a solar battery as a rechargeable battery home power pack. Your solar PV panels generate electricity during daylight hours. Your home uses what it needs first. Any extra can be stored in the battery for later, rather than being exported to the grid.
At night or during periods of low energy production, your battery can be used to power your home. This means you can make use of your self-generated electricity rather than buying power from the grid.
1. Generation: Your solar panels absorb daylight to produce direct current (DC) electricity.
2. Conversion: An inverter converts the DC electricity into alternating current (AC) that powers your home’s appliances.
3. Priority: Your home’s live demand is met first.
4. Charging: Any surplus charges the battery (subject to settings).
5. Discharging: In the evening or during peak rates, the battery powers your home.
6. Grid interaction: If the battery is full, any extra is exported. If the battery is empty and demand exceeds generation, you import from the grid.
7. Optional time of use: With smart settings, you can top up the battery from cheaper night rates and avoid buying electricity at peak times.
In Irish homes, battery storage is often installed in utility rooms, under-stairs, garages, or in the hall. The location of the battery must meet the manufacturer’s temperature and access requirements.
Installers allow for:
Battery storage could be a good fit for your home if you:
Battery storage may be less ideal for your home if you:
Two numbers matter:
Quick sizing approach:
1. Check a few weeks of evening usage (e.g. 5 pm–11 pm) on your electricity bills/app.
2. Take a typical evening total, for example 5 kWh.
3. Choose a battery roughly equal to that figure. This often balances cost, usage, and cycling.
4. If you plan to charge from cheap night rates, a slightly larger battery can make sense.
If considering backup, also check the required power (kW) to run your chosen circuits (fridge/freezer, lights, Wi‑Fi, some sockets, maybe a gas boiler or small heat pump).
Usable vs nominal capacity: Manufacturers quote nominal kWh. Actual usable kWh may be slightly lower due to depth‑of‑discharge limits and BMS reserves.
When a power cut occurs, your home disconnects from the ESB grid.
This is a safety feature, protecting both your household and the technicians working to fix the problem. In most cases, if your solar system is connected to the grid (as the majority are), it will also shut down during an outage.
Power cuts in Ireland are relatively rare and usually short. That said, storm damage, fallen trees, or planned maintenance can cause interruptions that last several hours, days, or longer in rural areas.
This means that without a battery and a power backup system, you will not be able to use any of your solar energy during a power cut.
Backup power is possible, with a battery and a backup system, but this needs careful design.
There are still limitations to backup power, however you will be able to keep the essentials running, such as fridges, freezers, Wi-Fi and lighting.
Backup systems are designed to cover the essentials, not to run your entire house indefinitely. Battery capacity, inverter size, and the amount of stored energy all play a role.

Read this article to learn more about how to choose a reputable installer.
Cycle life: Many systems warrant 6,000–10,000 cycles or 10 years, whichever comes first (exact terms vary).
Degradation: Expect gradual capacity reduction over time. After the warranty period, many batteries still retain a useful percentage of original capacity.
Settings matter: Avoiding repeated full‑to‑empty swings at maximum power and extreme temperatures helps longevity.
Read this article to learn more about the lifespan of battery storage and other solar system components.
Exact prices vary, but the main drivers are:
Read this article to learn more about how solar systems are installed.
Please Note: this is based on our home solar installations, and that of other reputable solar installers in Ireland. Here at PV Generation, we want to ensure that you receive the best possible installation service. When choosing a solar installer, please ask questions about their installation process.
Batteries are largely set‑and‑forget. Make sure to keep the area clean and accessible and ensure the firmware is updated.
Use the app to track state of charge, charge and discharge windows, and export and import trends.
Common issues are Wi‑Fi drops (monitoring offline), incorrect time‑of‑use schedules, or settings that cap charging/discharging. Your installer can help advise you on this.
Read this article to learn more about how to maintain your solar system.
A: Start with one typical evening’s usage (e.g., if evenings average 5 kWh, look at ~5 kWh usable). Adjust up if you plan to top up on cheap night rates or want longer backup.
A: Yes. Contact your solar installer to enquire about add-ons.
If you’re still planning your PV, a hybrid inverter can simplify wiring.
A: Only if designed that way. Many homes choose a backup sub‑board (lights, fridge/freezer, broadband, some sockets). Whole‑home backup needs careful design and may not cover high‑draw appliances.
A: Many carry 10‑year warranties with cycle limits. Real‑world life depends on usage patterns and environment.
A: It depends on your evening use, tariffs, export payments, and goals (comfort/backup vs pure payback). Some homes get better value from hot water diversion or smart EV charging.
A: A smart meter isn’t strictly required for a battery to operate, but you do need one if you want to export electricity back to the grid. Having a smart meter also helps you take advantage of time-of-use tariffs and provides more accurate tracking of both imports and exports.
Solar battery storage is most effective when it’s right-sized to your evening habits and configured to your tariff.
If you’re unsure, start with data: review a few weeks of evening usage, consider your tariff options, and discuss backup priorities with a reputable installer.
A clear, evidence-based plan will help you choose the simplest solution that meets your goals, without over-spending or over-complicating your system.
If you’re considering battery storage as part of your solar system, the best place to start is with an in-person consultation to discuss your own home’s electricity, needs and goals.
Fill out the form below to book a free consultation with our team.